2022 Holiday Trash & Recycling Schedule | cumberlandme Home Home About Cumberland Departments Active Living 55 + Mission Book Delivery Service Community Resources Cumberland Area Rides (CAR) Durable Medical Equipment Handy Helpers Mornings With Friends Property Tax Assistance Service Request Vendor List Vendor Referral Volunteer Application Cumberland Trust has provided professional, comprehensive estate settlement services for many years throughout the geographic regions where we serve. She is a Fellow in Charitable Estate Planning from the Institute of Charitable Estate Planning. degree in Sociology and minor in Psychology from the University of Southern Illinois-Edwardsville. In this role, Andrea works with the personal trust administration team to support individuals and families, along with their financial, legal, and tax advisors. 19 reviews of Cumberland Park Apartments "I lived in Cumberland Park for approximately 7 months during an internship. David Shetler joined the Cumberland Trust team in 2020. Prior to joining Cumberland Trust, he was a Financial Consultant at Fidelity Investments in Chesterfield, Missouri. Years in Business: 22. Business Started: 1/1/2001. Previously, Zandra worked in retail management. McGarrity earned a B.S. ", Maybe $2,500, he conceded. At an annual fee of 75 basis points, this suggests that a trust really needs to have more than around $533,000 in it to earn out that $4,000 minimum fee. Previously, Chris served as Senior Vice President, Managing Director, and Head of Administration. She focuses on being responsive, attentive, and understanding to build relationships with the clients and families she serves. Jody Hines serves as Vice President and Trust Officer in the Personal Trust Administration department. Previously, he served as Regional Sales Manager at Scottrade/TD Ameritrade. President, Chief Operating Officer & Corporate Counsel. Assistant Secretary, Assistant Vice President & Director of Finance. On the legal team, as Vice President and Fiduciary Counsel, Caroline reviews and drafts documents relating to trust and estate accounts. She focuses on providing premier and attentive service to our clients and families with special needs. Her previous experience also includes work as an accountant and as a lawyer in private practice. She received her J.D. Laylas background also includes experience in utilities regulation while conducting legal research and writing for the Louisiana Public Service Commission. Plan, preserve, and protect your legacy for generationstocome. In the community, Caitlyn sings Alto 2 for Vox Grata Womens Choir and has been a Board Member of the Tennessee Pride Chamber since 2021. Previously, Helina worked in the banking industry, with experience in data analysis and documenting accounts. Just another site. What Investors Need to Know about SECURE 2.0 Provisions, Need Help With Your Asset Allocation in Retirement? Previously, Mrs. Selinger served as the Assistant Director of Development at St. Paul Christian Academy and prior to that as the Interim Development Director at Belle Meade Plantation. In his role as Vice President and Fiduciary Counsel, Stephen reviews and drafts documents relating to trust and estate accounts. All deeds of conveyance, (with or without a plat), trust deed, fixture filing or security agreement concerning real estate. This includes supervising staff, promoting The Wilds, scheduling activities, creating programs/tours, maintaining camp, following safety protocols and all other activities. Ryan Russell joined Cumberland Trust as a Trust Officer in 2022. Previously, Elsie worked at Mom and Pop Records assisting with artist management and as a youth specialist at the YWCAs Girls, Inc. program. She is a member of the National Trust Real Estate Association (NTREA), as well as the National Trust Closely Held Business Association (NTCHBA). Natalicia holds a degree in Finance with a minor in Accounting from Western Michigan University in Kalamazoo, Michigan. Additionally, she serves as a member of the St. Louis Estate Planning Council. A healthcare or financial power of attorney can give the individual(s) you select the authority to make healthcare and financial decisions on your behalf in case you become incapacitated. Cumberland Trust has grown to $5.6 billion in assets under administration and the company continues to deepen its reach in regional markets with additional offices located in Atlanta, Austin . Douglas holds a B.A. Join a community who will help you rise and reach your greatest potential. Millie holds a B.A. Prior to joining Cumberland Trust, Bob had an extensive career in asset management, financial consulting, retirement planning, and branch management with Fidelity Investments and Charles Schwab & Company. Debbie holds an Executive J.D. He has also worked in a private legal practice in the areas of estate planning, taxation, real estate, and general business. in Business Administration with a concentration in Pre-Law from the Louisiana State University E.J. Brianna studied Business Administration at Georgia State University. Charitable trusts can have tax benefits for philanthropic families or individuals who wish to donate to charitable organizations. Outside of work, Sarah enjoys spending time with friends and family. This person has built an asset base and wants to ensure that those assets are distributed according to their wishes. so is each estate left behind. She received her J.D. from the Cumberland School of Law at Samford University in Birmingham, Alabama. She has also taught Money Matters classes at the Boys & Girls Club of Lansing in Lansing, Michigan. Dudley holds a B.A. He assisted the senators staff in the drafting of legislative documents, helped prepare for Senate Appropriation Committee meetings, and learned about the legislative process from behind the scenes. , passed in 2010, creates benefits for trusts owned by spouses, including providing equal ownership of property and the sharing of appreciation and income. Currently, Michelle manages the business development team, who work in Cumberland Trusts headquarters and in each of its regional offices. Ashley is a Nashville native and earned a B.S. Andrew earned a B.S. Shelly graduated cum laude from the Fredric G. Levin College of Law at the University of Florida, where she also served as an editor of the Law Review. As a collaborative member of the Personal Trust Administration team, Danielle provides proactive, high-quality service and cultivates supportive relationships with clients, and their financial, legal, and tax advisors through expert, attentive trust administration. All rights reserved. The grantor retains rights over the trust and may change or revoke the trust at any time. Melissa Murray joined the Cumberland Trust Special Needs Trust Administration team in 2021. Lorena specializes in building relationships with her clients through regular communication, care, and understanding. He focuses on being responsive, attentive, and understanding to build relationships with the clients and families he serves. Prior to joining Cumberland Trust, she was a Trust Officer at First Tennessee providing account and administration support to families in the areas of personal trust, employee benefits, and investment management. Dan Jernigan serves as Corporate Secretary, Senior Vice President, and Managing Director of Compliance and Audits for Cumberland Trust. One of the resulting benefits. Two years (circa 2017) we asked ourselves how to calculate trustee fee schedules with more precision based on our risk and time only. Heather develops relationships with individuals, families, and their professional advisors in North Carolina, South Carolina, and East Tennessee. Prior to joining Cumberland Trust, Riley worked as an Operations Analyst at UBS Financial. Heather Logan joined Cumberland Trust in 2022 as Vice President, Director of Human Resources. Early on, she developed the Special Needs Trust group, serving the needs of client family members with disabilities. In this role, Sarah collaborates with the Personal Trust Administration team to support individuals and families, along with their financial, legal, and tax advisors. Alex holds a B.S. fremont hospital deaths; what happened to tropical tidbits; chris herren speaking fee; boracay braids cultural appropriation; cumberland trust fee schedule. Lauren holds a bachelors in business administration and a MBA from the University of Mississippi. Prior to joining Cumberland Trust, Jodi worked for 20 years in the banking industry, with 12 years in management, business development, and lending. Bob Carville joined the Cumberland Trust team in 2022. Susan Smith joined the Cumberland Trust team in Atlanta in 2017 to help service the ever-growing Georgia market. A corporate executors actions are subject to periodic reviews, not only by the beneficiaries but also by independent auditors and regulatory examiners. Previously, Bonnie worked on Cumberland Trusts Operations team. We provide continuity to ensure that beneficiaries have a reliable trustee and someone to turn to throughout the duration of the trust, Qualified personal residence trusts (QPRTs). Lou Anne Wolfson joined Cumberland Trust in 2013. Lorena has years of experience in multiple specialty areas of trust administration and currently serves as Assistant Vice President and Trust Officer in Special Needs Trust Administration. All rights reserved. Advises family on tax laws and implications. Hannah Kimbrough serves as a Trust Officer in Personal Trust Administration. In these roles, Robin helped families find solutions to support their loved ones diagnosed with dementia and Alzheimers disease. in Art with a minor in Psychology from West Georgia University in Carrollton, Georgia. In this role, Shannon leads the companys business development team as they connect individuals, families and their financial, legal, and tax advisors with Cumberland Trusts high caliber trust and estate administration services. in Financial Management & Financial Planning from Western Kentucky University (Summa Cum Laude). Our advisor-friendly commitment assures families receive superior service. Until further notice, the original 1905 portion of the old courthouse is CLOSED to the public due to the current structural integrity of the Building. Senior Vice President & Business Development Officer. in Political Science from the College of Charleston and serves on the Committee for Institutional Advancement for the Tennessee Performing Arts Center. Helina works with the compliance department to help ensure that accounts are opened and documented correctly. If more than one of the foregoing fees could apply to a given Trust Custody Account, the highest applicable fee will apply. Chattanooga, TN 37450, Chief Development Officer & Executive Director of Regional Markets, CTFA, Senior Vice President & Business Development Officer, 1000 Ridgeway Loop RoadSuite 105Memphis, TN 38120, Senior Vice President & Managing Director, Corporate Development, 40 Burton Hills BoulevardSuite 300, Burton Hills IVNashville, TN 37215. 1 Courthouse Square Carlisle, PA 17013. in Economics from Sewanee: The University of the South in Sewanee, Tennessee. Site by Circa Creative Studios, Specialized Knowledge and Focused Administration. As Senior Vice President and Managing Director in Corporate Development, she cultivates relationships, working with families and advisors to deliver a full range of trust services. An outside scholarship may cover the access fee only if the scholarship provider submits to the Office of Financial Aid a written statement that stipulates the scholarship . Bonnie Parrish joined Cumberland Trust in 2017. cumberland trust fee schedule. Previously, Rene held the role of Senior Vice President and Managing Director, Corporate Development, working with our business development team to manage our growth throughout the country and implementing strategic initiatives. She enjoys cultivating relationships with her clients while creating and maintaining a plan for their trust that prudently meets their needs and ultimate goals. Estate and post-mortem trust administration to honor, support, and carry out your wishes. Impact Fee for Recreational Facilities & Open Space Impact Fee Ordinance. * Preservation fee added to every recorded . Site by Circa Creative Studios. Michelle Diamond is Chief Development Officer. Owen holds a bachelors degree in Economics from The University of the South in Sewanee, Tennessee. An avid supporter of the visual and performing arts, Mr. Presley has served as board member, vice-chair, and treasurer for the Nashville Symphony; board member and finance committee member for Cheekwood; board member, vice-chair, and head of public arts for Nashville for the Metro Arts Commission; and currently as board member of the Arts & Business Council. We work closely with attorneys and financial advisors who have established estate plans and investment objectives for their long-standing clients. Constant availability. 2021 Cumberland Trust. in Sociology from Middle Tennessee State University (cum laude) with minors in Global Studies and Business Administration. If you would like to discuss Cumberland Trusts services, were here to help. Previously, Carla worked in Cumberland Trusts personal trust administration and tax divisions. Prior to joining Cumberland Trust, Lauren worked as a Brokerage Client Specialist with Wells Fargo Advisors. Cumberland Trust Education Administration and distributions Record-keeping and reporting Premier client service Conveniently Headquartered in Trust-Friendly Tennessee With a connected team of 120+ experts at your service in 10 offices nationwide. EMAIL. $25.00. Advises family on tax laws and implications. Prior to joining Cumberland Trust, Shelly founded The Donaldson Law Firm following experience at other firms including Lefkoff, Duncan, Grimes, McSwain & Hass, P.C. Prior to joining Cumberland Trust, Jeiman served as Treasury Management Officer for Capital Bank. An essential planning tool, a will dictates distribution of your assets from your estate to surviving family members, friends, or favored charitable organizations. All rights reserved. Kimberly George joined the Cumberland Trust team in 2014. Meredith graduated from Boise State University in Boise, Idaho with a bachelors degree in Business Administration. Adriana holds a B.A. Heather received a B.A. Prior to joining Cumberland Trust, Avery was an associate attorney at Brazil Clark, PLLC and worked as an Investment Advisor at Valor Financial Services. Subscribe to receive Cumberland Trust news, resources and insights in your inbox. She supports the estate administration team, providing care and attention to estate and post-mortem trust clients. Tennessee has long been a friendly state to trusts, thanks to its favorable tax laws and its adoption of a handful of important asset protection legislation: The Prudent Investor Act, passed in 2002, encourages the use of modern portfolio theory in managing trust assets and defines how trust investment management may be delegated to an investment manager. She received a J.D. Subscribe to receive Cumberland Trust news, resources and insights in your inbox. Either way, Christopher Holtby of Wealth Advisors Trust told me that theres always room for enthusiastic competitors. Prior to joining Cumberland Trust, she worked at both HSBC and Merrill Lynch in their offices in the UK, Malta, and the UAE. Vice President & Trust Officer, Administration Manager. Stocks, after a few years of. Dan holds a B.S. This document allows the trust creator or grantor to place selected assets in trust. Specialized expertise combined with care and compassion for your family. No products in the cart. Yes, we have a team that focuses on the administration of illiquid assets held in trust. What are the potential benefits and protections offered byatrust? Blattmachr says low-end players can use technology to better serve the mass market. Permits, Applications & Fees | cumberlandme Home Home About Cumberland Departments Active Living 55 + Mission Book Delivery Service Community Resources Cumberland Area Rides (CAR) Durable Medical Equipment Handy Helpers Mornings With Friends Property Tax Assistance Service Request Vendor List Vendor Referral Volunteer Application Administration If an individual is named to settle your estate, that person could become sick, injured, or have other personal or business interests interfere at a time when his or her presence is crucial. Jodi Monroe joined Cumberland Trust in 2013. Plat or Map. Industry Financial Services Revenue $2.0M Employees 121 Founded in 2001 Headquarters Nashville, TN Website cumberlandtrust.com Organization Type Private Is This Your Company? Prior, Meg practiced as an Associate Attorney at Goodman Callahan Blackstone, PLLC, handling Estate Administration and Probate. Many matters that used to require a court to resolve may now be resolved by agreement among the beneficiaries. Previously, David interned at Valmont Investments and ECOM USA working with real estate and commodities. As Vice President and Director of the Special Assets team, Dayton works primarily in the evaluation and ongoing administration of special assets, including mineral, oil and gas interests, commercial and residential real estate, closely held business interests, agricultural and rural real estate, timber properties and promissory notes. Tenisha specializes in providing attentive and professional service to her clients. Overview. Sarah holds a bachelors degree in Finance from Washington State University. He holds a B.B.A. In this role, Judy administers estates and administrative trusts, guiding families and individuals during times of loss and transition. He focuses on connecting Florida individuals and families and their professional advisors with high caliber, directed trust administration services. in Advertising Management with a Minor in Organizational Leadership from Michigan State University. Cumberland Trust Headquarters40 Burton Hills Blvd., Suite 300, Nashville, TN 37215615.783.2540, Estate and Post-Mortem Trust Administration, 2021 Cumberland Trust. She earned a Master of Management degree from the Kellogg Graduate School of Management at Northwestern University. By comparison, Wealth Advisors Trusts scale earns out at a slightly higher level ($800,000 in the account), which indicates that its platform is built to support a somewhat more affluent clientele. Alex serves as Assistant Vice President and Trust Officer in the personal trust administration division. To contact us, click here. In her current role as Chief Strategy Officer, Lori oversees all marketing, strategy, and corporate initiatives and works in the development, planning, and management of various strategic initiatives aimed at reaching current and new target audiences. Vice President & Director, Legal, Senior Fiduciary Counsel. He received a J.D. She is a graduate of Southern Trust School in Mobile, Alabama and has earned her Certified Trust and Financial Advisor designation (CTFA). Caroline previously served as an Assistant Vice President and Trust Advisor at SunTrust administering trusts and managing high net worth client relationships. She has particular expertise in tax and estate planning involving real estate, closely held business entities and planning for a family member with a disability (Special Needs Planning). Remainder beneficiaries are those beneficiaries that succeed the interest of the current beneficiaries. As Vice President, Director, and Senior Fiduciary Counsel, Leslie reviews and drafts documents relating to trust accounts. Highway Opening Permit Application. Prior to joining Cumberland Trust, Emily worked at a holistic wellness center working with client families. Chase Caldwell serves as Assistant Secretary, Assistant Vice President, and Director of Finance for Cumberland Trust. 633 Chestnut Street Caroline holds a B.A. Either way, its good to know what the market value of trust services. Subscribe to receive Cumberland Trust news, resources and insights in your inbox. Subscribe to receive Cumberland Trust news, resources and insights in your inbox. In this role, Riley works with the asset transfer team, helping to ensure that new accounts arrive to Cumberland Trust smoothly and efficiently. and Bachelor of Civil Law from the Louisiana State University Paul M. Hebert Law Center. In this role, she works with the compliance department to ensure that new accounts are properly documented and opened correctly. Joseph K. Presley is Chairman and CEO of Cumberland Trust and has supported its commitment to client service, development, and market growth since he joined the company in 2001. 30 reviews of Moyer & Sons Moving & Storage "My family has been using Moyer & Sons since my folks moved to DC a little less than thirty years ago. from the Indiana University Robert H. McKinney School of Law in Indianapolis, Indiana. Prior to joining Cumberland Trust, Katelynn worked for several years in Operations within the financial industry. Prior to joining Cumberland Trust, Melissa worked as a Trust Officer at Riverview Trust Company in Vancouver, Washington. Michelle is a regular speaker for industry-related events nationwide, and she has been published in The Tennessean. Susan serves as Corporate Strategy and Marketing Officer, supporting Cumberland Trusts growth and nationwide reach through content creation, media relations, and the development, planning, and management of various strategic initiatives aimed at reaching current and new target audiences. Greg Sauers joined Cumberland Trust as a Trust Administrator in 2020. , passed in 2004, provides a comprehensive set of laws that allow a trust to be administered very efficiently and effectively. Rene Frederiksen joined Cumberland Trust 2015. But beyond that level, technology keeps improving and letting efficient trust companies bring down their overall cost proposition. Tennessee - Cumberland Trust Tennessee Chattanooga Main Office 633 Chestnut Street Republic Centre, Suite 1540 Chattanooga, TN 37450 P: 423.664.9747 F: 423.634.0887 Michelle Diamond Chief Development Officer & Executive Director of Regional Markets Ashley Fischer Business Development Associate Knoxville Main Office 334 Ebenezer Road He is licensed to practice law in Tennessee. In this role, she works with the compliance department to ensure that new accounts are properly documented and opened correctly. Lisa brings a wealth of experience to the Cumberland Trust team. As a collaborative member of the Special Needs Trust Administration team, Brianna provides proactive, high-quality service and cultivates supportive relationships with clients, and their financial, legal, and tax advisors through expert, attentive trust administration. Sara Kate is licensed to practice law in Tennessee. Elizabeth holds a B.A. Credit Solution Experts Incorporated offers quality business credit building services, which includes an easy step-by-step system designed for helping clients build their business credit effortlessly. Typically, the grantor is named as the primary beneficiary during his or her lifetime and may also act as his or her own trustee. Site by. She was awarded a J.D. Ensure that estate taxes are minimized as much aspossible. and Morris, Manning & Martin, LLP. Provide for the management of assets while a person is still living and govern how assets will be distributed upondeath. As a student, Hannah played all four years on the Division 1 tennis team, and was captain for two years. Other important documents to consider when drafting a will include power of attorney(s). Northern Trust doesnt publish its fee scale, but president Dan Lindley was kind enough to give The Trust Advisor a peek. We are located in one of the most trust-friendly states, giving our clients and their assets access to very favorable trust laws. In this role, Robert works with the personal trust administration team to support individuals and families, along with their financial, legal, and tax advisors. Prior to joining the legal team, Caroline worked as a Trust Officer in the estates administration department overseeing administration of estate and administrative trust accounts. The trustee services offered by an individual trustee mirror those offered by a corporate trustee. Lindsay Hardin joined the Cumberland Trust team in 2015. The Tennessee asset protection trust is available to anyone in the country as long as a qualified trustee is a resident of Tennessee or a Tennessee-based trust institution. Prior to joining Cumberland Trust, Susan served as a Presentation Specialist at SunTrust Bank, where she was dedicated to content development and messaging strategy for commercial client services. An estate or post-mortem trust must be administered carefully, often considering a broad range of assets, specific wishes of the testator, and unique personalities of the beneficiaries. As Cumberland Trust grew, Michelle developed the blueprint for expansion into regional markets and she worked to open our nine regional offices. How Can I Protect My 401(k)? Prior to her career with Cumberland Trust, Lorena worked with children and families as a nanny and au pair. from Vanderbilt University. Even though a 1% or 2% annual fee doesn't seem like much, tax-free municipal bonds yield less than 5%, so a management fee can easily gobble up 20% of the return. Practical Variance Appeal Application. Cumberland County - Tennessee. In this role, Meredith works with the Personal Trust Administration team to support individuals and families, along with their financial, legal, and tax advisors. The resulting team of experts then works together to provide the beneficiary with care and expertise, ensuring optimal management and administration of the trustorestate. Rachel is licensed to practice law in Tennessee. Specialized knowledge. Cumberland Trust Headquarters40 Burton Hills Blvd., Suite 300, Nashville, TN 37215615.783.2540, Estate and Post-Mortem Trust Administration, 2021 Cumberland Trust. Senior Vice President & Managing Director, Business Development. While theyre a valuable component of estate planning, trusts offer more than simply a way to disburse assets upon death or minimize paying taxes. Expert guidance, proactive education, and hands on services to support you, your family, your assets, and your estate. She retired her real estate license after serving the Franklin, Tennessee community for twelve years. Carla received a B.A. Jennie holds a B.S. from the University of Illinois, Champaign-Urbana, IL where she majored in Economics. Prior to joining Cumberland Trust, Rene was Vice President and Trust Advisor with SunTrust Bank and prior to that she was Director of Planned Giving for the YMCA of Middle Tennessee. Alex Gillott has been with Cumberland Trust since 2013. Laura holds a Bachelor of Social Work from the University of Mississippi and a Master of Social Work from St. Louis University. In this role, Douglas works with the personal trust administration team to support individuals and families, along with their financial, legal, and tax advisors. We work closely with attorneys and financial advisors who have established estate plans and investment objectives for their long-standing clients. Agency trust fee schedules are unique as they fall under agency trustee services. Each relationship manager is part of a team, so there will always be someone available who is familiar with the account. Plan, preserve, and protect your legacy for generationstocome. in Education from Middle Tennessee State University and a Paralegal Certification from Southeastern Paralegal Institute in Nashville, Tennessee. from Nashville School of Law. Outside of work, Eloise enjoys volunteering within the community and spending time with friends and family. degree in Accounting from Asbury University in Wilmore, Kentucky. In this role, Dan works closely with external and internal auditors, while managing a team focused on Fiduciary Compliance, Corporate Compliance, Regulatory Compliance, Audit, and Account Transfer. Whatever happens, says Kathy Roberts, the CEO of Santa Fe Trust, small accounts shouldnt be loss leaders. Site by Circa Creative Studios, Conveniently Headquartered in Trust-Friendly Tennessee. We're here to help guide you through this process and discuss your future at Cumberland University. One of the resulting benefits. Depending on your needs, establishing a revocable living trust is another option your attorney might recommend as part of your estate plan. Once you start drilling down into the basis points, it becomes pretty clear that different firms really do different things, he added. The upshot is that by concentrating on high-end clients, a white-glove firm like Northern Trust can build a lot of sizzle into its steak, even though the cost per dollar of AUM is comparable to what bare-bones vendors charge. He received a J.D. In this role, Sara Kate works with the Estate Administration team to support families and professional advisors in the administration of estates and administrative trusts.