endobj <>/BS<>/F 4/Rect[26.1 186.97 137.65 203.87]/StructParent 3/Subtype/Link>> A balance transfer can give you the flexibility to: Pay off high-interest balances Step 5: Apply for the New Card. The process begins when you submit a balance transfer application. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. Metro Trains: Ripped Off - See 175 traveler reviews, 73 candid photos, and great deals for Melbourne, Australia, at Tripadvisor. The next question is whether MYKI is free before 7 a.m. On a weekday, train travel completed . Although your overall credit utilization may be low, if the utilization on one card is high, that may negatively impact your credit score. Most people would keep the same card for years. Wait a few minutes then check the app to see your balance. If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. Save Big With Low-Rate Balance Transfers. If this occurs, you won't incur a duplicate fare. xref With my shitty luck I ended up losing this one at work (someone saw it on the ground but we assume the cleaners picked it up) so I called Myki, asked them if I could order a replacement. The only way is to download a form, fill it out, post it in, and wait weeks. Once you do, carrying out a balance transfer becomes rather straightforward. My old one is registered and everything with my account but there seems to be no way to import that one in. Check your phone to make sure you're connected to WiFi or mobile data. What is the best low interest credit card? endobj Please note, balance transfer is not instantaneous. Why Military Personnel Are Vulnerable to Identity Theft? What credit cards don't require a deposit? Rajiv Baniwal is a journalist who has been covering financial topics for over 15 years. Do You Have to Be a Student to Get a Student Credit Card? Learner permit or driver test. Remember that the total amount you transfer needs to remain less than the available credit limit of your new card. The primary benefit of a 0% balance transfer credit card is the 0% introductory APR offer. If your myki card is registered, call 1800 800 007 or visitptv.vic.gov.au. 0000000016 00000 n Balance Transfer Offer: Get a 0% introductory APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days, a variable APR of 15.49% - 25.49% . 188 0 obj Personal Credit Cards? Enter your card number and other required information.4 For more information, visit the V/Line website. 1. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. If you're using an international payment card you won't be able to top up via the PTV website. What is the glossary of common credit card terms? You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. You can transfer the balance from one credit card to another by following these steps: Select the Plus icon (+) on the Toolbar. Whats the Difference between Business Line of Credit vs. Business Credit Card? More than a year ago, I needed to change my concession Myki to full fare (no longer a student). If you expect your journey to take more than 2 hours, exit the barriers when you change and touch off, then re-enter and touch on again before boarding your connecting service. They contacted me, I did it online and they posted me a new card. If the Android phone containing your Mobile myki is lost or stolen, let us know as soon as possible. If it doesn't appear, your phone does not have an NFC chip. If you need to travel in the meantime, buy a new myki and top up with myki Money or a myki Pass. So I had a mobile MyKi with around $6.xx balance on it. One may also ask,do pensioners get free train travel in . Upon approval, your new card provider might pay your old card provider directly or send a check to you. 0000003206 00000 n I realise this is not a life-changer, but there's a principle at stake. If you think you might benefit from getting a balance transfer card, look for one based on factors such as eligibility criteria, duration of intro APR offers, regular APRs, balance transfer fees and annual fees. Enter your cell phone number and well send you a link to install the WalletHub app. Save. After all, I was going to pay more money as opposed to the concession rate. <>/Filter/FlateDecode/Index[32 146]/Length 27/Size 178/Type/XRef/W[1 1 1]>>stream Then I begrudgingly bought a new Myki card. xen0. If you have Mobile myki you can set Auto Load via the Google Pay app. New comments cannot be posted and votes cannot be cast. What's Auto-load? Please note, balance transfer is not instantaneous. If you travel occasionally pay as you go with myki Money. Visitors can give their myki card to charity by posting it in one of the donation boxes at Southern Cross Station's SkyBus terminal or Station Pier. We're working to provide all concession fare benefits to Mobile myki that will have the relevant additional fare benefits associated with them. The transfer of the funds from card 1 to card 2 only took a few days to show as a pending top up and it transferred to my new card when I next tapped on. It has a 256-day expiry and credit is rolled over if you renew before the expiry. I never bothered to do it. If you need to replace a lost or stolen registered myki, there are a number of ways that you can do this. Meticulous in his research, he provides accurate and up-to-date information. Key points: A third of Melbourne's public transport users will be able to use the app The Government is in talks with Apple to develop an iPhone version Mr Miners' sudden departure came just a week after it was revealed that the $1 billion myki smartcard system originally due for introduction last year would now be delayed until at least 2010. The Address 0x12a0e25e62c1dbd32e505446062b26aecb65f028 page allows users to view transactions, balances, token holdings and transfers of ERC-20, ERC-721 and ERC-1155 . To transfer Myki you need to deactivate the myki card and move to the new device. December 29, 2022 - 1:47PM. Yes. What is the Best No Annual Fee Credit Card? Save on interest charges by transferring your high-rate balances to your COPFCU Visa Credit Card. Any other travel benefit such as free weekend travel isn't available at this time. You need to apply for a balance transfer. A balance transfer lets you use a credit card to pay debt on another credit card. (by Issuer). Reasons for denial may include waiting for too long after getting a new card, wanting to transfer more than your available credit limit or trying to transfer a balance from a card issued by the same card provider. Within Google Wallet, go to Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. I don't know anyone who has actually ever had to transfer their balance Myki mailboxReply paid 4318Melbourne Vic 8060, On the online replacement / reimbursement form. JavaScript must be enabled to use this site.We're sorry for any inconvenience. and our Tap Transfer Existing Card. Transferring a credit card's balance to a new card requires getting the new card provider to approve the transfer. Carrying that balance is costing you $1,000 a year in interest. Learn About Balance Transfer Credit Cards, According to Chase, it processes most balance transfers "within a week, but in some cases it can take, Balance transfers from American Express usually take 5 to 7 days, but in some cases, they may take. there's no excuse for this money-grubbing by the Myki corporation. 0000001429 00000 n It takes longer to get through the platform barriers than it did under Metcard, They are very old barriers retrofitted to work with myki, Because it was made by some pollys mate who probably still uses cheques to pay for shit. You'll need your 15-digit myki number to register. Step 3: Review Card Offer Terms. Once it's transferred to another device, it will no longer be available on the original device. I have my most recent card that has $6.54 on it. Load money onto your card and myki will calculate the lowest fare based on the zones you travel through, with access to access 2-hour and daily fares. In order to touch on, there is only one condition that must be met: a myki money balance of $0.00 or more. I know there's nothing you can do. Can You Pay Your Taxes With a Credit Card? Simply allow 24 hours for travel and transactions to appear. https://www.ptv.vic.gov.au/t ickets/refunds-and-replacements/#loststolen Your myki money or pass can then be transferred to a new smartcard. JavaScript must be enabled to use this site.We're sorry for any inconvenience. Choose your top up value and minimum balance. Only needed to log on and change auto top-up to new card. https://i.ibb.co/2NK61G8/aviary-image-1552378190281.jpg. His expertise includes mortgages, loans, credit cards, insurance and international money transfers. Please note you cannot replace a lost or stolen myki at a premium station. The short version. I register them all (but only have auto top up on my main card), when I get to the point that I have too many, I simply go online report the oldest cards as lost/damaged, it cancels them immediately and ask which other card to transfer the balance to all sorted in a matter of seconds. There are three ways to replace lost or stolen myki cards: 1. If you need to travel straight away and are unable to attend a PTV Hub, you will need to buy a new myki to travel while waiting for the replacement myki. 181 0 obj <<71A2449DD11DB2110A0003F7900591FF>]/Prev 491244/XRefStm 1429>> Transfer your physical travel card to your iPhone On your iPhone, open the Wallet app. Mobile Myki can be set to Auto Load. Once your phone has rebooted, go to Mobile myki within Google Wallet. Mobile myki is different to an existing myki card. What are the best cash back credit cards for fair credit? I understand Metro trains/Myki are seperate entities but it's still a pain in the bum. Learn how to transfer a credit card balance from one credit card to another and take control of your finances for greater peace of mind, with Santander Bank. Tell them that you want to escalate the matter and lodge a complaint and they'll likely just sort it out in a '21st century' manner. I asked if I could go into a premium station and he said yes, if I see a staff member and have the details they can replace it on the spot, but it will take 5-10 business days for the money which was on my lost card to be transferred onto the new card. The reason why its not an online function is because it would not be a regular occurrence, in comparison to normal usage. Im sure Myki could add this capability to their website if they cared to. The MoneyGeek editorial team ensures it stays up to date on the latest credit card offers as well as changes in fee structures. I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. It takes longer to get through the platform barriers than it did under Metcard, you are charged for the physical card separately to the fare for travel, the much-touted advantage of "touch on and touch off for the lowest fare" adds no value for the hundreds of thousands of regular commuters who use monthlies or yearlies, the scanners can tell when you touch on with multiple cards but not that one of those cards is a Myki and the rest are not, you can't tell with a glance at your card when it expires, the top-up machines take for-fucking-ever to process a transaction, and amongst other things if you want to transfer funds from one Myki to another, you have to print out a form and send it via mail to them! Myki replaced the Metcard ticketing system and became fully operational at the end of 2012.. 0000004863 00000 n New comments cannot be posted and votes cannot be cast. 0000004886 00000 n Myki was first rolled out in 2010 and fully replaced the previous Metcard system 10 years ago this week. Your new issuer may approve the full amount or only part of your balance transfer, depending on your credit limit and the issuer's transfer limits. What if my card is lost or stolen? Sorry, the Seniors Card program cannot replace lost myki cards. 2 If you're transferring a balance of $1,000, your balance transfer fee would range between $20 and $50. Replacements usually take up to 10 business days and include the remaining balance of the old card. Only Mobile myki has the ability to charge you a fare via a myki device. 0% intro for the first 15 months (then 19.24% to 27.99% variable) $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days. I made the trip to Flinders st station, only to be told that NO, it has to be posted into Myki and they will mail me a new card! My Myki expired and had like $6 on it, i went to ticket booth, was given a new myki and they transferred the balance from the old card whilst I waited, took less than a minute. I don't know where the actual card is. If you have a Mastercard or VISA card you can get and top up a Mobile myki. If you use an Australian Mastercard/VISA card to purchase and top up your Mobile myki, you can get a refund via the PTV website, PTV call centre or PTV Hubs. Music:. We're looking to expand the number of card types available, so more passengers can use Mobile myki. This answer was first published on 03/01/23. A subreddit for Melburnians and Melbourne enthusiasts! Posting by mobile so you can find it yourself ;-). Let's say you have $4,000 in credit card debt and transfer that balance to a . You probably want to transfer a balance to save money not spend more. Damaged or defective myki smartcards can be replaced for free on the spot at a PTV Hub. What is the best credit card for fair or average credit? They earn interest on it. Was told a main railway station can move the balance. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. No, you cannot transfer a balance from one Synchrony Bank credit card to another. If you're entitled to these additional benefits, you can access them by using your myki smartcard. Got a replacement at Cheltenham station and balance including auto top-up from 2 minutes before was transferred to new card. To. If you get a new card with a 0% APR offer on balance transfers, you might need to initiate the process within a stipulated time frame to make use of the offer. Balance transfer fees may apply. You can transfer your registered go card balance (including the refundable deposit) to another valid go card by calling 13 12 30. The . 186 0 obj In a statement yesterday, the Transport Ticketing Authority said Mr Miners was leaving his job "by mutual consent"." It's shit like this which makes me happy and proud I have never used Myki in my life. 187 0 obj No, you can't get a refund on the ticket cost, but you can be reimbursed for unused credit. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. There must be hundreds of thousands of Myki card balances in this situation, if not millions. If you transfer that balance to a credit card that offers a 0% introductory APR for 12 months on balance transfers, the new card may charge a transfer fee, typically around 3 percent of the balance. Go to Settings > Connected devices > NFC. View all transactions related to your myki for the previous 6 months, select your myki then select Activity. V/Line paper tickets can become invalid because of: Replace your ticket at any staffed V/Line station. Alright I'll bite - the first one with the $26 had been registered, so I asked the call centre agent if he could transfer the money onto the new Myki (I had just bought a THIRD one) and he said it couldn't be done. We cant replace a lost or stolen unregistered myki. Pay down your credit card debt. *Rates, fees or bonuses may vary or include specific stipulations. 0000009156 00000 n I haven't worked at myki for a year so my info might be wrong but i think that form your sending in is a refund form. A quick tutorial to transfer your myki balance between google pays on different android phones. 0000010193 00000 n Thats fucking stupid, that means each touch on has to have a processing unit to determine distance traveled and amount charged. When a Myki card is lost or . The version ofGoogle WalletTM used by wearables, such as watches, is a light version which doesn't support Mobile myki. With a registered myki you can check your myki balance, top up, buy a myki, get notified when your myki is due to expire and more. i lost a card recently and bought a replacement, its stupid in this day and age (3 years on from this post mind you) you need to fill out a form and post it in snail mail to transfer balance from one to another. How to Add Authorized Users & Employee Cards on a Business Credit Card? Youll need to complete a V/Line Passenger Refund Application Form. <>stream This will allow you to deactivate your Mobile myki then reactivate it again. Registering your myki is a good idea because if it's lost or stolen you can report it so that your balance can be frozen. How Prepaid Cards Work & Why You might want one? Wallethub doesnt charge for this service. What is the best cash advance credit card? The card itself holds the balance, rather than a back office system telling the readers that the balance is available. Make sure you pick a card that accepts balance transfers and has advantageous rates. But what if the amount is comparable to or less than the postage? Licences. Buy your go card today Select your go card go card is available for adults, children, and eligible seniors and concession card holders. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. From the Transfer Funds From drop-down, choose the credit card where the balance was coming from. How does credit and credit cards work for students? When I went online and tried to get a refund they asked me for my card number from the last top-up, I tried a few cards but can't seem to get it right.